Kentucky Housing or KHC Interest Rate:


Interest Rates

Reservation System Open Monday - Friday from 10 a.m. to 9 p.m.

Rates subject to change without notice   

Secondary Market Interest Rates -- 45 Day Lock

 
Loan Type
Rate without Down Payment Assistance
Rate with Down Payment Assistance
FHA, VA & RHS
4.0%
4.25%
Conventional Preferred
4.25%
4.50%
​Conventional Preferred Risk
4.750%
4.875%
​HFA Preferred Plus 80
4.375%
4.625%

Secondary Market Refinance Rates -- 45 Day Lock

Loan Type
Rate
FHA Refinance
4.0%
RHS Streamlined-Assist Refinance Program
4.0%