Kentucky Fannie Mae HomePath® program for 2014

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The Kentucky Fannie Mae HomePath® program offers borrowers the opportunity to purchase a Kentucky Fannie Mae owned property with a low down payment and no appraisal or mortgage insurance. For a list of eligible properties, visit the HomePath website at www.homepath.com.
  • As little as 3-5% down
  • No appraisal or mortgage insurance1 is required
  • Credit scores for conforming balances as low as 620 for LTVs up to 80% and 660 for LTVs over 80%
  • Expanded seller contributions allowed up to 6% on some scenarios


The following is a list of documents that may be required to process your mortgage loan:
·        One full month’s worth of pay stubs
·        Last 2 years W-2′s
·         Last 2 years tax returns 
·        Last two months bank statements for all accounts 
·       
I don't need originals, copies are fine. You can fax, email, or drop off at my office below .  I will supply you a copy of your credit report for free along with your pre-approval letter to buy a home. 
 
It usually takes about 24 hours for a pre-approval to come back from underwriting department. 
 
Let me know your questions. 
 
Thanks and look forward to helping you
 
 
Joel Lobb
Senior  Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223

 phone: (502) 905-3708
 Fax:     (502) 327-9119








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