General Loan Limits for 2022 Mortgage Loans in Kentucky for FHA, VA, and Conventional Home Loans
Maximum Loan Limits for 2022 – Kentucky Conventional and Kentucky FHA Programs
The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2022.
| 2022 Conventional Loan Limits | ||
| Units | Conforming Amount – Kentucky | i |
| One | $647,200 | |
| Two | $828,200 | |
| Three | $1,001,650 | |
| Four | $1,244,850 | |
Kentucky FHA Loans Maximum Loan Limits for 2022
For calendar year 2022, the Department of Housing and Urban Development (HUD) announced the following maximum first mortgage loan limits that will apply to Kentucky FHA loans with case numbers assigned on and after January 1, 2022 through December 31, 2022:
| 2022 Kentucky FHA Loan Limits | |||
| Units | Kentucky FHA Loan Limits for 2022 | ||
| One | $420,680 | ||
| Two | $538,650 | ||
| Three | $651,050 | ||
| Four | $809,150 | ||
Please Note: These new limits apply to FHA loans with case numbers assigned on and after January 1, 2022 through December 31, 2022.
Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
Joel Lobb (NMLS#57916)
Senior Loan Officer
American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite 3
Louisville, KY 40223
Company ID #1364 | MB73346
Text/call 502-905-3708
kentuckyloan@gmail.com
If You are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708.
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant Equal Opportunity Lender. NMLS#57916http://www.nmlsconsumeraccess.org/