Current Credit Score Requirements for Kentucky FHA, VA, USDA and Conventional Mortgages Loans in Kentucky!

 

 

KENTUCKY FHA MORTGAGE LOANS 👈👈👈 Read more at link

·         Minimum credit score: 620 AUS approved, 640 manuals

·         Non-Credit Qualifying Streamline refinances allowed

·         Gift funds allowed for down payment and closing costs

·         Cash out 80% LTV

 

 

KENTUCKY VA MORTGAGE LOANS 👈👈👈 Read more at link 

·         Minimum credit score: 620 AUS approved, 640 manuals

·         Cash-out up to 90% LTV

·         Foreclosure/Short Sale/Bankruptcy <2 years allowed with AUS Approval

 

 

KENTUCKY USDA MORTGAGE LOANS 👈👈👈 Read more at link

·         Minimum credit score: 640

·         100% maximum LTV

·         No maximum loan amount

·         Rate/Term refinances allowed

 

 

KENTUCKY CONVENTIONAL MORTGAGE LOANS 👈👈👈 Read more at link

·         620 min score

·         Fannie Mae

·         Freddie Mac

·         Standard and High Balance

·         HomeReady

·         HomePossible

***KEEP IN MIND..ALL MORTGAGE LENDERS HAVE DIFFERENT CREDIT SCORE REQUIREMENTS SO CHECK WITH YOUR LENDER FIRST.