Kentucky VA Mortgage Checklist Documents for Approval
Required for all Borrowers
Pre-Approval Required Documents W-2’s (2 years)
Drivers License
Tax Returns (2 years)
Bank Statements (2 months- all accounts)
Employed Borrowers (with a W-2) Paystubs (totally one month) Retirement Statement (most recent)
*SSI Disability Requirement - SSI Reward Letter
Self-Employed Borrowers
(1099/Schedule C/Schedule S, etc.)
Tax Returns (2 years; Personal and business with statements and schedules)
Retirement Statement (most recent)
*SSI Disability Requirement - SSI Reward Letter
Veteran (VA) Borrowers
Pension Reward letter
Social Security Reward Letter Social Security Card
Retired Borrowers
Social Security Reward Letter & 1099 2 years W-2’s (where applicable) Social Security Card
Retirement Statement (most recent 2 months)
Social Security Income Borrower
VA Benefits Award Letter Social Security Card
Retirement Statement (most recent 2 months)