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Kentucky VA Mortgage Qualifying Guidelines

 


NMLS ID. 57916, NMLS ID. 1364 EQUAL HOUSING LENDER
CALL/TEXT 502-905-3708
subject to credit and income qualifying criteria and can change without notice
Not a commitment to lend

 A GREAT BENEFIT

for Kentucky veterans of all branches of the military for a Kentucky VA Mortgage Loan.

  • Min 580 FICO (Refer /Eligible thru DU or LP)- Refer Eligible
  • 580 + Cash Out Refi's up to 100% (approved eligible)
  • No DTI cap - follow AUS findings
  • VA- REFER/ELIGIBLE - 50% max ratio
  • No VOR unless required by DU findings (unless VA Refer)
  • Seller can pay all closing costs & prepaids
  • IRRRLs - 580+ MINIMUM FICO (conforming loan amounts and High balance)
  • No Short Sale Seasoning Requirement on VA


Min 580 FICO (Refer /Eligible thru DU or LP)- Refer Eligible 580 + Cash Out Refi's up to 100% (approved eligible) No DTI cap - follow AUS findings VA- REFER/ELIGIBLE - 50% max ratio No VOR unless required by DU findings (unless VA Refer)