KENTUCKY MORTGAGE OPTIONS FOR MANUFACTURED HOMES
Kentucky Mobile home Manufactured Homes including: Kentucky Conventional, Kentucky FHA, Kentucky VA and Kentucky USDA home loan programs.
Kentucky Conventional Loans
- Up to 95 LTV on purchases
- 97 LTV Rate and Term REFI options for with an existing Fannie Mae loan through MH Advantage (see product snapshot for more info)
- Purchase and rate and term options available for single wide, double wide and larger
- Cash-out options available for double-wide and larger
- Second home options available for double-wide and larger
- Down to 580 FICO
Kentucky FHA Loans
- Up to 96.5 LTV on purchases and 97.75 LTV on Rate and Term REFIs
- Cash-out REFI options up to 80 LTV
- Purchase, cash-out and Rate and Term REFI options available for single wide, double wide and larger
- Down to 550 FICO
- Manual underwrite options available
- Manufactured homes are now available on FHA 203(k) products!
Kentucky VA Loans
- Up to 100 LTV on purchases and Rate and Term REFIs
- Up to 105 LTV for streamlined IRRRLs
- Cash-out REFI options up to 90 LTV
- Cash-out REFI options up to 80 LTV
- Down to 550 FICO
- Manual underwrite options available
Kentucky USDA Loans
- Up to 100 LTV on purchases and Rate and Term REFIs
- Purchase and Rate and Term REFI options available for single wide, double wide and larger
- Down to 580 FICO
- Manual underwrite options available
Joel Lobb
Mortgage Loan Officer
Individual NMLS ID #57916
American Mortgage Solutions, Inc.
10602 Timberwood Circle
Louisville, KY 40223
Company NMLS ID #1364
Text/call: 502-905-3708
fax: 502-327-9119
email: kentuckyloan@gmail.com
http://www.mylouisvillekentuckymortgage.com/
NMLS ID# 57916, (www.nmlsconsumeraccess.org).