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Manufactured Home Requirements for Kentucky FHA, VA, USDA and Conventional Mortgage Loans

 

KENTUCKY MORTGAGE OPTIONS FOR MANUFACTURED HOMES

 

 Kentucky Mobile home Manufactured Homes including: Kentucky Conventional, Kentucky FHA, Kentucky VA and Kentucky USDA home loan programs.  


Kentucky Conventional Loans

  • Up to 95 LTV on purchases
  • 97 LTV Rate and Term REFI options for with an existing Fannie Mae loan through MH Advantage (see product snapshot for more info)
  • Purchase and rate and term options available for single wide, double wide and larger
  • Cash-out options available for double-wide and larger
  • Second home options available for double-wide and larger
  • Down to 580 FICO

Kentucky FHA Loans

  • Up to 96.5 LTV on purchases and 97.75 LTV on Rate and Term REFIs
  • Cash-out REFI options up to 80 LTV
  • Purchase, cash-out and Rate and Term REFI options available for single wide, double wide and larger
  • Down to 550 FICO
  • Manual underwrite options available
  • Manufactured homes are now available on FHA 203(k) products!

Kentucky VA Loans

  • Up to 100 LTV on purchases and Rate and Term REFIs
  • Up to 105 LTV for streamlined IRRRLs
  • Cash-out REFI options up to 90 LTV
  • Cash-out REFI options up to 80 LTV
  • Down to 550 FICO
  • Manual underwrite options available

Kentucky USDA Loans

  • Up to 100 LTV on purchases and Rate and Term REFIs
  • Purchase and Rate and Term REFI options available for single wide, double wide and larger
  • Down to 580 FICO
  • Manual underwrite options available




Joel Lobb
Mortgage Loan Officer
Individual NMLS ID #57916


American Mortgage Solutions, Inc.
10602 Timberwood Circle
Louisville, KY 40223
Company NMLS ID #1364



Text/call: 502-905-3708
fax: 502-327-9119
email: kentuckyloan@gmail.com

http://www.mylouisvillekentuckymortgage.com/

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.
NMLS ID# 57916, (www.nmlsconsumeraccess.org).