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Joel Lobb: Your Trusted Mortgage Broker in Kentucky

Welcome, and Thank You for Visiting

I’m glad you’re here. My goal is to make this website a helpful and empowering resource as you explore your mortgage options. Whether you're buying your first home or your fifth, I want you to feel confident in choosing the right loan for your unique situation.

Serving All 120 Counties in Kentucky

With over 20 years of lending experience, I proudly serve all of Kentucky and offer a full range of mortgage loan programs:

  • FHA Loans

  • VA Loans

  • USDA Rural Housing Loans

  • Fannie Mae Conventional Loans

  • KHC Down Payment Assistance Programs

I've helped more than 1,300 Kentucky families become homeowners. Whether you're just getting started or need a second opinion, I offer honest, no-pressure guidance—always free of charge.


What You Can Expect from Me

  • I attend as many closings as possible to personally support you through the final step.

  • I provide responsive, personalized service throughout the loan process.

  • I ensure quick, accurate, and efficient loan processing from start to finish.

  • I remain accessible every step of the way—your questions are always welcome.

Recognized for Excellence in Kentucky

I've been consistently recognized as a top mortgage loan officer in Kentucky for VA, FHA, USDA, and KHC programs. I take pride in being thorough, transparent, and attentive with every client I serve.

Please take a moment to read the reviews below to hear directly from families I’ve helped. If you have any questions or need expert guidance, I’m just a call or text away.

Why Choose Me?

Top-Rated Kentucky Loan Officer


Recognized year after year as one of Kentucky’s most trusted loan officers for VA, FHA, USDA, and KHC programs.

5-Star Client Reviews



“Joel made buying our first home feel easy. He was available day and night to answer questions and made us feel confident every step of the way.”


 — Sarah H., Lexington, KY







 

“We got denied elsewhere. Joel got it done. Can’t recommend him enough.”


 — Marcus D., Bowling Green, KY




 




 

check them out below at the link⬇️

⭐⭐⭐⭐⭐ Rated 5.0 on Google & Facebook with 200+ combined reviews


1 - 📅 Email - kentuckyloan@gmail.com 
2.  📞 Call/Text - 502-905-3708

Joel Lobb
Mortgage Loan Officer - Expert on Kentucky Mortgage Loans


🌐 Website: www.mylouisvillekentuckymortgage.com
🏢 Address: 911 Barret Ave., Louisville, KY 40204

Evo Mortgage
Company NMLS# 1738461
Personal NMLS# 57916

For assistance with Kentucky mortgage loans, reach out via email, call, or text Joel Lobb directly.


Kentucky Local Home Loan Lender Services

✅ First-Time Home Buyers Welcome
✅ FHA, Rural Housing (USDA), VA, and Kentucky Housing Corporation (KHC) Loans
✅ Conventional Loan Options Available
✅ Fast Local Decision-Making
✅ Experienced Guidance Through the Home Buying Process