Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Kentucky Mortgage Loan Programs

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages

I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461

Kentucky Mortgage Loan Programs

FHA Pricing Improvements

Any FICO (down to 550)

Conventional Pricing Improvements

Any FICO ( down to 580)

Non-Traditional Credit/ No Score Options

Available on FHA, VA and USDA

FreddieMac ChoiceRenovation

Down to 580 Fico
EasyPath

FHA 203K

Limited and standard
Down to 620 FICO
Purchase and Refinance options

LOWER FICO OPTIONS

Down to 550 FICO on FHA and VA
Down to 580 FICO on USDA and Conventional

MANUAL UW OPTIONS

FHA, VA & USDA

CASH OUT REFINANCES

FHA and VA down to 550 FICO
VA cash-out up to 100 LTV
Manual Underwrite options
Manufactured housing options

MANUFACTURED HOMES

Single and multi-wide options
Available for FHA, VA, USDA and conventional
Options for manufactured homes built after June 15th 1976

USDA

97% of the USA is eligible
100% LTV available
USDA Streamline NO FICO allowed
Escrow holdbacks allowed
DACA and EAD allowed
FICOs down to 580

Temporary Buydowns

Currently available on FHA, VA and Conventional loans