👇 Few customer reviews below and more at the link above👆
Absolutely Amazing!! I emailed Joel after I had just got a denial from a bank and just thought i would try to get some advice on what my next steps would be to get a house. I honestly didn't expect to even get a reply because my credit is not great. That was about a week and a half ago. I just signed a contract on a house last night. ONLY because of Joel Lobb. He even worked with us throughout the weekend, which shocked me. Best decision I have ever made. THANK YOU SO MUCH FOR WORKING WITH US THROUGHOUT THE ENTIRE PROCESS.
Joel is the best mortgage guru in town. My wife and I were first time homebuyers via VA loan moving from NY to KY. He made the process of buying a home smooth and streamlined. We had no worries and everything went flawless. Thank you Joel!
Joel did an outstanding job. I am a 100% disabled retired Army Soldier. My wife and I have never bought a house. Joel made this process seem so easy it was scary. We found our 23acre ranch and put a bid on it and Joel did the rest. He made this process easier than buying our truck. We were even out of state at the time of closing and it was still no problem for Joel. My wife and I both highly recommend Joel for your home buying, whether it is your first or retirement. Thank you Joel, we Love our first and retirement home. Dennis and Shannon Jackson
My wife and I have struggled most of our lives with poor choices in marriage or in what I will call lifestyle choices but the one thing that we had to do on our own, and that was to just pay my bills on time and believe it or not that wasn't as easy as one might think. I went through a lot of different banks and/or loan officers, or bank reps. Then thru my researching came across Joel, Jeana and I still believe that God the Father lead us to Joel. You see I'm on a fixed income and was barely able to get from month to month. W ith no money down and on a very short time limit Joel was to get us into home that more than met our needs. It met our wants as well needs and our is more than 2X the size of the house we were renting, And 4X the size of the outside of the house we were renting. And for only $160.oo more a month than what we were paying in rent. A lot of people said it couldn't be done even people in tha the field . What I know is that Joel Lobb worked extra hard and longer hours to achieve my wife and I's dreams even though we had a lifetime of adversities I don't think of myself as being special. I do however believe that Mr.Lobb worked as hard for me as he does for any of his other clients. He was always transparent and tenacious in his work ethics. So in my experiences with people in general I think it would be a good idea to give Joel and the mortgage company he represents a serious try.
Joel was amazing. He worked with my husband Nathan and I (mostly Nathan) to get our first home. We had just been building our credit and needed help with some of the first home buyers programs locally. We didn't even know if it would be possible to Porsche a home at all, but be told us exactly what to do to get approved and 30 days later we were approved. We found our home within 30 days after he suggested a really good realtor after we had a terrible experience with 2 other realtors. During the entire closing process even when some of the people wouldn't respond, he was always there to find an answer for us even if we could be a little too eager because of our excitement. He always treated us with respect and as long as we followed exactly what he said to do we were able to find a home we loved. We are moving in today. Thank you Joel for making our American dream come true. Louisville is lucky to have you.
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.