Louisville Ky Mortgage Rates, a set on Flickr.
Louisville Ky Mortgage Rates, by Louisville Ky Mortgage Rates FHA VA USDA KHC
I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC. Free Mortgage applications/ same day approvals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
Showing posts with label Kentucky mortgages. Show all posts
Showing posts with label Kentucky mortgages. Show all posts
Louisville Ky Mortgage Rates
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
Kentucky mortgages, down payment assistance and first time home buyer grants
Kentucky mortgages, down payment assistance and first time home buyer grants
Kentucky mortgages, down payment assistance and first time home buyer grants
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Buying a Home - Kentucky mortgages, down payment assistance and first time home buyer grants for buying Kentucky real estate.
Research the available mortgages and home loan programs for buying Kentucky real estate.
Bookmark this page for your home buying reference and email this page to the next person you know who will be buying Kentucky real estate.
Government grants for buying a home
Down payment assistance
Bad credit loans for buying a home
Mortgages and Home Loans
- Mortgage Calculator
- Search Kentucky Real Estate Listings
Kentucky mortgages, down payment assistance and first time home buyer grants
Government grants for buying a home
Here are some links for government grants for buying a home in Kentucky.
Homeownership Programs http://www.kyhousing.org/programs/
Habitat for Humanity - Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families http://www.habitat.org/local/
Federal Home Loan Bank of Cincinnati - serves Kentucky residents by offering various home buying programs including Welcome Home grants. For more information, you may call 1-888-345-2246 http://www.fhlbcin.com/05_WelHomPro.asp
Kentucky Area Development Districts (ADDs) - provide housing services to support Kentucky residents
http://www.bgadd.org/index1.html
http://www.bgadd.org/index1.html
Kentucky Association for Community Action) - helps to fund housing programs for low-income residentshttp://www.kaca.org/Programs_Services/Housing_Programs/housing_programs.htm
Federal Appalachian Housing Enterprise (FAHE) - provides housing assistance in rural, low-income, Appalachian communities
http://www.fahe.org/
http://www.fahe.org/
Housing Partnership, Inc. - provides affordable housing services for residents of Jefferson County http://www.housingpartnershipinc.org/
New Directions Housing Corporation - provides affordable housing assistance and services to resident of Jefferson County and Southern Indiana
http://www.ndhc.org/index.html
http://www.ndhc.org/index.html
HUD Community Development Block Grants (CDBG) - Kentucky contacts - HUD provides grant money to communities and those funds may be used to assist homebuyers
HUD HOME Program - Kentucky contacts - HUD provides grant money to communities designated as participating jurisdictions for assisting homebuyers, rental assistance, and other housing initiatives
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Kentucky mortgages, down payment assistance and first time home buyer grants
Down payment assistance
Below are down payment assistance programs that may be used to buy a home in Kentucky.
Nehemiah - down payment assistance program for buying a home with no money down.
HART - down payment assistance program allows you to buy a home with no money down.
Neighborhood gold - this is another down payment assistance program that allows you to buy a home with no money down.
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Bad credit loans for buying a home or refinancing.
There are many mortgage lenders who specialized in bad credit loans for buying a home in Kentucky or refinancing. Use the link below to complete a form from our partner LendingTree and receive offers from lenders who maybe able assist you.
Bad Credit Mortgage Loans - these types of mortgages are for those individuals with the following types of issues:
- bankruptcy in the last 2 years
- foreclosure in the last 3 years
- low credit scores below 620
(not sure what your credit score is, get a Free Credit Report)
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Mortgages and Home Loans
These website can assist your with obtaining mortgages for buying a home in Kentucky.
FHA loans - government insured mortgages that allow you to buy a home with only 3% down payment.
VA loans - if you are a veteran, you may buy a home with no money down.
Conventional Loans
- any mortgage loan that requires 5% down payment and is less than $417,000 for a single family home.
- any mortgage loan that requires 5% down payment and is less than $417,000 for a single family home.Jumbo Loans
- any mortgages where the loan amount is higher than $417,000 for a single family home.
- any mortgages where the loan amount is higher than $417,000 for a single family home.Mortgages - this site has information regarding fannie mae and freddie mac conventional loans.
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Kentucky mortgages, down payment assistance and first time home buyer grants
Mortgage Calculator
Use this mortgage calculator to calculate the monthly mortgage payment based on the required loan amount, current mortgage rates, and loan term of various types of mortgages you research on this page.
Following are instructions to calculate a mortgage for buying a home:
- Subtract your estimated down payment from the price of the home you wish to buy and enter the value in "Loan Amount" (Remember that if the down payment is less than 20% of the sale price you will have the added expense of Mortgage Insurance which is not figured into this calculation.)
- Estimate Annual Property Tax and Homeowners Insurance and enter these values.
- Each time you change a value hit "Calculate Now" to see what the effect is.
Kentucky mortgages, down payment assistance and first time home buyer grants
Fill out my form!
I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process.
I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues.
You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process.
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