Kentucky Mortgage Rates Today for 30 year fixed rate FHA, VA, USDA Mortgage Home Loans

Rates are subject to change without notice. Other fees, sometimes referred to as "Third-Party Fees", will also be required. Your Loan Officer can provide estimates. You will receive a Loan Estimate that provides details on the total cost of obtaining the loan program you select. The details provided in this Product Comparison are based on the information shown in the "Your Scenario" section. Payment amounts do not include escrow payments for homeowner's insurance or real estate taxes. An escrow account may be required. This Product Comparison does not constitute an offer to extend credit. Joel Lobb  Mortgage Loan OfficerAmerican Mortgage Solutions, Inc. 10602 Timberwood Circle Louisville, KY 40223 Company NMLS ID #1364 Text/call: 502-905-3708 fax: 502-327-9119 email: kentuckyloan@gmail.com http://www.mylouisvillekentuckymortgage.com/ NMLS 57916  | Company NMLS #1364/MB73346135166/MBR1574 The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org).

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Down Payment Assistance Kentucky 2024 Kentucky Hou...

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Down Payment Assistance Kentucky 2024 Kentucky Hou...: Kentucky Down payment assistance loans are available up to $10,000 for Mortgage KHC recognizes that down payments, closing costs, and prep​...

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Kentucky First-time Home Buyer Programs

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Kentucky First-time Home Buyer Programs: Kentucky First Time Home Buyer 2024 Conventional Mortgage Loan in Kentucky. 620 credit score or higher needed for this loan program. 4 years...

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Down Payment Assistance Kentucky 2024 Kentucky Hou...

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: Down Payment Assistance Kentucky 2024 Kentucky Hou...: Kentucky Down payment assistance loans are available up to $10,000 for Mortgage KHC recognizes that down payments, closing costs, and prep​...

Kentucky Fannie Mae or Freddie Mac $2500 in assistance toward the down payment and/or closing costs.

 

Kentucky Fannie Mae HomeReady and Freddie Mac Home Possible purchase borrowers may receive $2500 in assistance toward the down payment and/or closing costs.

Kentucky Fannie Mae HomeReady

Effective immediately, eligible Kentucky Fannie Mae HomeReady purchase borrowers may receive $2,500 assistance, if the loan meets certain requirements:

  • The loan must be underwritten in DU and receive an Approve/Eligible.
  • The borrower(s) must have qualifying income less than or equal to 50% of the area median income limit for the property’s location.
  • The full amount of the assistance must be applied directly to the borrower through the transaction and applied to down payment and/or closing costs.
  • The assistance can fulfill the 3% minimum contribution requirement for loans on single family properties or for loans on 2-4-unit properties with LTV ratios up to 80%.  

All other Fannie Mae and HomeReady program requirements apply. Loans must be delivered on or before 12/31/2024.

 

Freddie Mac Home Possible Kentucky $2500 Down payment Assistance 

Effective immediately, eligible Home Possible purchase loans may receive $2,500 in assistance if the loan meets certain requirements:

  • The loan must be underwritten in LPA and receive a Risk Class of Accept.
  • The borrower(s) must have qualifying income less than or equal to 50% of the area median income limit for the property’s location.
  • The full amount of the assistance must be applied directly to the borrower through the transaction and applied to down payment and/or closing costs.
  • The assistance may be used to offset the 3% minimum contribution requirement from borrower personal funds. 

All other Freddie Mac and Home Possible program requirements apply. Loans must be delivered on or before 12/31/2024.


Kentucky Fannie Mae HomeReady and Freddie Mac Home Possible purchase borrowers may receive $2500 in assistance toward the down payment and/or closing costs.


How to Qualify for a Kentucky FHA, VA, USDA and Conventional Home Loan

Different Types of Kentucky Home Loans

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: First-time Home-buyers in Kentucky

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgages: First-time Home-buyers in Kentucky: Common Questions from Louisville Kentucky First-time Homebuyers Kentucky First Time Home Buyer Common Questions and Answers below:👇 ∘ Wh...